Is It Safe to Use Pay by Mobile Casinos?

In the world of online gambling, mobile devices, in particular smartphones, have taken over. Gone are the days of sitting in the corner of your living room on a PC; the casino is now in the palm of your hand.

Understandably, this raises the question: is it safe to use pay by mobile casinos? You can read a full guide here to gain more insight, but let’s analyze some of the most important points to help lay the foundations.

What Is a Pay by Mobile Casino?

The best place to start in determining whether these casinos are safe is to know what they are. Essentially, a pay by mobile casino simply refers to the method of funding your account.

In 2021, we can say that every online casino and casino app accepts mobile payments, whether it’s via a banking app, PayPal, Neteller, Trustly, or several others. As a note for players in the UK, carrier billing – a method of adding the casino deposit amount onto your monthly phone bill – is no longer accepted.

Are Mobile Casinos Safe?

Although this is a closed question, the answer depends on the casino. If you are an online gambler or thinking about playing in the future, you must do your due diligence before committing to a deposit. Here are a few boxes you want to tick.

Licensed and Regulated

Above all else, one of the easiest methods of establishing if a pay by mobile casino is safe is to check that it’s licensed and regulated by a reputable governing body, such as the United Kingdom Gambling Commission, the Malta Gaming Authority, or the Gibraltar Betting and Gaming Association. Not only does this mean that the regulator is keeping a watchful eye over the casino’s practices, but it provides certain rights and protections for players.

Additionally, regulated mobile casinos will be audited regularly. The audits are conducted by an independent agency. It will assess how casino and player funds are segregated and stored, as well as testing the games to ensure that they are fair and the theoretical return to player percentages are accurate.

SSL Encryption

This is virtually standard across the entire industry now, but it’s still something you should double-check. The best pay by mobile casinos will use the highest grade of SSL encryption software. What this means is that all data is fully encrypted when sent online. Therefore, even if there were prying eyes, they would be able to decipher any of your sensitive information.

Casino Owners

Many online casinos are part of larger gambling and entertainment companies. For instance, Flutter Entertainment controls multiple brands, including Paddy Power, Betfair, Sky Casino, PokerStars Casino, FanDuel Casino, Stardust, and several others.

Thanks to the internet, it only takes a minute or two to do some research into the owner. From that, you can evaluate its reputation and track record.

Proven Payment Methods

PayPal was founded in 1998, and since its inception, it’s processed billions of online transactions. It’s widely regarded as one of the world’s safest e-wallets due to offering multiple layers of security and regular monitoring. This is one example of a proven payment method that assures safety; there are many others like online banking, digital wallets, and prepaid cards. PayPal have been a mainstay in the online financial sector for two decades now, but given the huge explosion in the cryptocurrency market over the past five years, even more methods for keeping online financial transactions safe have emerged. Now with the inclusion of blockchain, e-wallets have become more paramount than ever as they’re handling huge amounts of financial data from across the entire globe, rather than a centralized currency specific to one country.

Is Your Device Safe?

It’s easy to simply focus on the pay by mobile casino being safe and secure and the payment methods being trustworthy, but you should also look closer to home. One of the things that gives us faith in our personal computers is that they are kitted out with anti-virus software. This provides us an immediate sense of protection, which is paramount when gambling online with real money.

Many of us don’t pay as much attention to viruses attacking our mobiles. Sure, most of the latest phones have at least a basic virus scanner and security software installed, but do we ever ask ourselves how good these free programs are? It’s rather curious given how much we use these devices and the sensitive information that most phones contain that we don’t all use paid mobile security apps.

Speaking of apps, can you guarantee that other applications that you’ve downloaded to your device are legit? You can have the best security in the world, but if you have given apps permissions to access certain parts of your device, it could leave you vulnerable.


In our opinion, the vast majority of pay by mobile online casinos are safe to use, particularly if you stick to operators that are licensed and regulated. However, as we’ve stressed, it’s a good idea to take a holistic approach. Don’t look separately at the casino for being safe, or the payment method being proven, or your device being virus-free – take all these factors into account, and you will be able to enjoy gambling online with total peace of mind.

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